A diversified and well constructed portfolio is critical to income flow at retirement. And, having a good understanding of each principal investment class is important to achieving this. In this part of the blog series on building income and wealth for retirement, we examine quoted bonds and gilts.
If you are willing to learn the techniques of trading stocks, commodities or options, then you may generate an excellent income. Or, of course, potentially lose capital if you get it wrong! This approach requires deep learning of techniques, emotional control, a willingness to take high risks and to lose money from time to time. Not to mention a great deal of your time, often daily.
However, if you pass these hurdles and this approach to investment suits you, then the potential rewards can be substantial.
In our experience, this approach is not favoured by most investors. If you are looking for more income in retirement, then other elements, like the freedom to travel and the security of knowing what income is coming and when are essential.
Which is why we need to turn our attention to a little known, but fast-growing sector of the investment market focused on unquoted bonds and loan notes.
How to build income and wealth for retirement: 1. Identify the obstacles
How to build income and wealth for retirement: 2. How to create more retirement income
In this part of the series we examine if shares could work to help build a pensionable income
In this part of the series we examine if quoted bonds and gilts could work to help build a pensionable income
In this part of the series we examine if unquoted bonds and gilts could work to help build a pensionable income
